HSBC a good low rate credit card

Low Rate Credit Card — Wed, 10 Jun 2009 09:23:31 +0000

Low rate credit cards are becoming a popular form of spending. This is because of the fact that on top of getting access to credit, you get to keep track of your spending patterns and thus find out the changes you need to make to harmonise your income and expenses. Credit card issuers have realised the popularity of these cards and throw all kinds of great offers at the client such that one is spoilt for choice. These offers are supposed to attract credit card shoppers to subscribe to one kind of card or another.

One of these low rate credit cards is the HSBC Platinum MasterCard with Cash Back rewards. This card guarantees the holder unlimited shopping restrictions and great cash back offers. These rewards include a full 1% cash back on every card purchase that the holder makes with the card regardless of place or amount. These cash back rewards are meant to entice the credit card holder to spend more so that the card issuer can benefit from a higher amount of interest surcharged.

However, the most outstanding aspect of this low rate credit card card is the fact that it has a 0$ annual fee. This is a very exceptional offer since the card holder does not worry about any other expenses except the monthly billings. The card has a special introductory rate of 0% APR on all card purchases and balance transfers for up to 12 months and an APR as low as +3.99% on the total purchases. Another great aspect of the card is the fact that the client gets Platinum benefits in the form of purchase protection, extended warranties on your card and rental car insurance on you automobiles.

Other attractive features of the card include a 100% fraud liability protection which protects you in case of a fraud. This applies automatically from the moment it is reported. MasterCard Platinum benefits also include Purchase Assurance coverage which protects you from any kind of theft or damages on the new purchases you make, extended warranty insurance which doubles the manufacturers warranty on all the new purchases, MasterCard Global Services which gives you 24 hour assistance on all stolen or lost card needs and finally , the card has acceptance at millions of specified locations worldwide including all online purchases and reservations. You also get discounts from your MasterCard at many of the favourite merchants anytime you enrol for the service .This is surely low rate credit card you can count on.

Bankwest low rate credit card

Low Rate Credit Card — Tue, 09 Jun 2009 09:23:31 +0000

Many low rate credit cards come with great offers on the rates and rewards programs which often range from cash back programs to rebates. All these offers make shopping for credit cards all the harder. In fact, getting a credit card is a great hustle due to the way that these issuers package their products. Some will offer low APR, others low or no annual fee, yet others will give you a special start up rate that is known as an introductory rate. Other offers usually include balance transfers, which allow you to consolidate all your credit expenses onto one card. So it is left to the credit card shopper to determine what works for him or her best and most of the times this is not as easy as it may sound.

One of the low rate credit card issuers offering competitive products is Bankwest. One of their great products is the Bankwest Lite MasterCard. This credit card tries to offer great products outside the four major banks. The card issuer promises to manage your credit card debt thus reducing your stress. The most outstanding thing about the card is the 10.75% per annum interest rate on your purchases which is quite low compared to the rates that the other companies are offering and this is why you are guaranteed less stress. However, this rate excludes all cash advances.

The low rate credit card comes at an annual fee of $59 which is really not that expensive judging from the fact that you are paying a very low interest rate. Another great feature that the card has is that the holder gets to enjoy up to 55 days of interest free purchases per year. Also incorporated is the offer of three additional card holders at no extra cost. Bankwest online banking allows you to access you account 24 hours a day thus ensuring that you get to know all the changes and movement in your account.

The fact that this is a MasterCard allows you to access over 27 million outlets worldwide. This gives you the edge since you can get to travel as much as you ant without the fear that you cannot use your card. You can change your debits and payments on the switching tool on the online banking page. On top of these great offers, the MasterCard rewards you every time you use your card.

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HSBC a good low rate credit card

Bankwest low rate credit card